Are you going to court for a consumer credit or debt issue?
If you are going to court for a consumer credit or debt issue it is important you get legal advice before you attend. It is best to do this as soon as you know the date you will attend court. You should not leave seeking legal advice until the last minute. If you only seek advice on the day you are to attend court, it limits the amount of assistance that can be provided.
It is important that you attend court to avoid a judgement being entered against you.
External Dispute Resolution
Consumers experiencing difficulties resolving issues with financial service providers are able to contact the Financial Ombudsman Service and the Credit and Investments Ombudsman.
Financial Ombudsman Service Australia
The Financial Ombudsman Service is an independent dispute resolution service that is free to consumers. It provides assistance to consumers who have a dispute with their financial service provider. If you would like more information about their services click on the link below.
Credit & Investments Ombudsman
The Credit & Investments Ombudsman (CIO) also provides independent dispute resolution services to customers who have a dispute with their financial service provider who are participating CIO members. To find out more about CIO services click on the link below.